Recently we spoke with a group of our Don’t Retire, REWIRE! readers about the challenges they face in retirement and what they have done to overcome the obstacles in their way. The list they provided isn’t very long, but it is comprehensive. Understanding how to face the challenges is a large part of the solution. Here are some of their ideas:
Advance Planning: Engaging in financial and lifestyle planning before retirement can help set realistic expectations and prepare for changes. It can define timelines regarding how long you need to keep working. Planning also means considering what obligations you may have. Many people retire and enter a caregiver role, because one or both of their parents are still living. Children of retirees might also need their parents’ time, talent, and money if they are struggling. As one reader put it, “You never stop being a parent.”
Developing Interests: Exploring and cultivating hobbies, interests, and social activities can provide purpose and enjoyment. Too often people way until they are retired to start exploring how to spend their time. The sooner you start the better. It is the fortunate retiree who rolls from work to hobbies and interests without missing a beat.
Maintaining Social Connections: Staying connected with friends, family, and community groups helps prevent isolation. The importance of friends cannot be stressed enough. If you relocate, you will probably make new friends. Many retirees report that they call their new friends “good acquaintances.” They admit that there is nothing like an old friend. Keep up and communicate. Pick up the phone, call your friends. Let them know you care. It is easy to let it slide. Don’t let that happen. Hopefully they will be with you for the rest of your life. Remember they don't want to hear a boring conversation. They want some excitement, too.
Focus on Health: Prioritizing physical and mental health through regular exercise, medical check-ups, and healthy living practices is crucial. Here is a category that always surprises us. So many people don’t go for annual checkups or put off seeing a doctor even if they don’t feel well. You must take care of yourself. You will be better off for it. So will the people who depend on you. Stop watching television. It can be repetitive and toxic. Go for a walk. Eating and drinking in moderation should be the guideline, too.
Seek Support: Utilizing counseling services or support groups can assist in adjusting to retirement and addressing emotional challenges. Retirement can be stressful. If you are feeling lonely or depressed, don’t wait. Talk to someone. Retirement coaches can help. Through them you can learn a lot and avoid making the mistakes that others have already made.
While retirement presents challenges, it's also an opportunity for rest, exploration, and personal growth. By recognizing potential difficulties and proactively addressing them, you can navigate retirement more successfully and enjoy this new phase of life. Remember, Don’t Retire, REWIRE!
