tag:blogger.com,1999:blog-33776236826179300852024-03-13T02:58:47.876-05:00REWIRE! - Jeri Sedlar's Notes From The RoadThe traditional model of retirement is losing its relevancy for the Boomer generation and beyond. I created the concept of Rewirement so individuals and organizations would have a new direction, a new set of ideas, and a new way “to do the future."Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.comBlogger204125tag:blogger.com,1999:blog-3377623682617930085.post-5880289065086858422024-03-02T08:57:00.000-05:002024-03-02T08:57:12.656-05:00The Positive Aspects of Losing Yourself in a Task<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEicpBdRbEFpA-Dt1ht1mknLJLh0qxqQintzA_jKJvsPwRzRMzO6ubzh7NW76-QqX89SVq8Wlv9pSkAAKKmsna8HYW1qJsU7ShNI8_aXMRjy37So85-1GZQ2NzfAImjvoKJXDgqwxx4xd5EySR5CFUeoWAkkRGwjw0f9F2T4dq9jGvjyXLGP1DsYCXzTMdJK/s690/fd195c5148c9472d98b8cb877b41e768.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="565" data-original-width="690" height="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEicpBdRbEFpA-Dt1ht1mknLJLh0qxqQintzA_jKJvsPwRzRMzO6ubzh7NW76-QqX89SVq8Wlv9pSkAAKKmsna8HYW1qJsU7ShNI8_aXMRjy37So85-1GZQ2NzfAImjvoKJXDgqwxx4xd5EySR5CFUeoWAkkRGwjw0f9F2T4dq9jGvjyXLGP1DsYCXzTMdJK/s320/fd195c5148c9472d98b8cb877b41e768.jpg" width="320" /></a></div><br /> <span face="sans-serif" style="caret-color: rgb(55, 65, 81); color: #374151; font-size: 16px; white-space: pre-wrap;">Losing oneself in a task can be a great way to enhance focus and productivity. It's a great way to REWIRE your thinking. Here are some tips to help you achieve that state:</span><p></p><ol style="border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; caret-color: rgb(55, 65, 81); color: #374151; counter-reset: item 0; display: flex; flex-direction: column; font-family: sans-serif; font-size: 16px; list-style-image: none; list-style-position: outside; margin: 1.25em 0px; padding: 0px 0px 0px 1rem;"><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p class="mb-2 whitespace-pre-wrap" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; white-space: pre-wrap;">Choose a compelling task: Select a task that you find interesting, challenging, or meaningful. <a href="https://www.nytimes.com/2024/01/04/well/mind/energy-challenge-flow-focus.html">When you're engaged in something that aligns with your passions or goals, it becomes easier to become absorbed in it.</a></p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p class="mb-2 whitespace-pre-wrap" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; white-space: pre-wrap;">Set clear goals: Clearly define the objective or outcome you want to achieve with the task. This provides a sense of direction and purpose, keeping you focused and motivated.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p class="mb-2 whitespace-pre-wrap" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; white-space: pre-wrap;">Remove distractions: Minimize potential distractions that can pull your attention away from the task. Put your phone on silent, close unnecessary tabs on your computer, or find a quiet space where interruptions are less likely.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p class="mb-2 whitespace-pre-wrap" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; white-space: pre-wrap;">Create a conducive environment: <a href="https://www.healthline.com/health/mental-health/how-to-improve-concentration">Arrange your workspace or surroundings in a way that supports your concentration. </a>Organize your materials, eliminate clutter, and make sure you have the necessary tools and resources readily available.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p class="mb-2 whitespace-pre-wrap" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; white-space: pre-wrap;">Break the task into smaller parts: If the task feels overwhelming, break it down into smaller, manageable steps or milestones. This not only makes it more approachable but also allows you to experience a sense of progress, which can be motivating.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p class="mb-2 whitespace-pre-wrap" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; white-space: pre-wrap;">Use a timer or schedule: Set a designated timeframe for working on the task. Using a timer or scheduling specific blocks of time can create a sense of urgency and structure, helping you maintain focus.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p class="mb-2 whitespace-pre-wrap" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; white-space: pre-wrap;">Engage your senses: By fully immersing yourself in the task, you can enhance your concentration and involvement. Pay attention to the details, use different senses if relevant, and try to connect emotionally with the activity.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p class="mb-2 whitespace-pre-wrap" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; white-space: pre-wrap;">Find your flow: The concept of flow refers to a state of optimal experience where you feel fully and effortlessly immersed in an activity. To achieve flow, seek a balance between the challenge of the task and your skills or abilities. This can lead to a highly engrossing and rewarding experience.</p></li><li style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; padding-left: 0.375em;"><p class="mb-2 whitespace-pre-wrap" style="--tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-ring-color: rgba(59, 130, 246, 0.5); --tw-ring-offset-color: #fff; --tw-ring-offset-shadow: 0 0 rgba(0,0,0,0); --tw-ring-offset-width: 0px; --tw-ring-shadow: 0 0 rgba(0,0,0,0); --tw-rotate: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-scroll-snap-strictness: proximity; --tw-shadow-colored: 0 0 rgba(0,0,0,0); --tw-shadow: 0 0 rgba(0,0,0,0); --tw-skew-x: 0; --tw-skew-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; margin: 0px; white-space: pre-wrap;">Take breaks when needed: While losing yourself in a task is beneficial, it's important to take breaks when necessary. Taking short breaks between focused work sessions can help prevent burnout and maintain long-term productivity.</p></li></ol><p class="mb-2 whitespace-pre-wrap" style="border-color: rgb(217, 217, 227); border-style: solid; border-width: 0px; box-sizing: border-box; caret-color: rgb(55, 65, 81); color: #374151; font-family: sans-serif; font-size: 16px; margin: 1.25em 0px 0px; white-space: pre-wrap;">Remember, losing yourself in a task requires practice and discipline. By applying these strategies consistently, you can improve your ability to enter a state of deep focus and engagement. </p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-18287981549181379922024-02-02T08:33:00.000-05:002024-02-02T08:33:09.703-05:00Should I Retire at the Same Time as My Spouse or Partner?<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjq1zjGbwuM-kVnej2hbqBm0EG6CG77hQQNJ-wVTqgAfPvgqBCRbZ6EflFi51fxQga8kc-g-8D1eXOnM5S9ILkZrQJXVlamXFhFY9C_OmydYOV6XsXyzvGj_R_75SVcxNPj7CgvuZ94benwa84suRdTxncs3qrgzhLj6qIOOormq0hJYajGOu0boTfYF4EN/s265/Unknown.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="190" data-original-width="265" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjq1zjGbwuM-kVnej2hbqBm0EG6CG77hQQNJ-wVTqgAfPvgqBCRbZ6EflFi51fxQga8kc-g-8D1eXOnM5S9ILkZrQJXVlamXFhFY9C_OmydYOV6XsXyzvGj_R_75SVcxNPj7CgvuZ94benwa84suRdTxncs3qrgzhLj6qIOOormq0hJYajGOu0boTfYF4EN/s1600/Unknown.jpeg" width="265" /></a></div><span style="background-color: white; color: #2a3140; font-family: Helvetica; font-size: 16px;">Retiring at the same time as your spouse or partner can have both advantages and disadvantages. While it may seem appealing to enter this next phase of life together, there are some pitfalls to consider. One significant issue is that retiring simultaneously can create too much togetherness, which may lead to conflicts or feelings of claustrophobia. It's important to maintain a balance between spending quality time together and having individual space and activities.</span><p></p>
<p style="background-color: white; color: #2a3140; font-family: Helvetica; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 16px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px 0px 20px;">Another potential pitfall is the financial aspect. <a href="https://money.usnews.com/money/retirement/articles/should-spouses-retire-together">If both partners retire at the same time, </a>it can put a strain on your finances, especially if you haven't adequately planned for it. You should consider how retiring together will affect your retirement savings, Social Security benefits, and other income sources. It's wise to consult with a financial advisor to ensure you can comfortably sustain your lifestyle throughout retirement.</p>
<p style="background-color: white; color: #2a3140; font-family: Helvetica; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 16px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px 0px 20px;"><br />Additionally, retiring at the same time as your partner may lead to a loss of individual identity. Some people find much of their sense of self in their career, and when that is abruptly taken away, they may struggle with their identity and purpose in retirement. It's essential to have a plan for how you will stay engaged, pursue new interests, or maybe even continue working part-time if that aligns with your goals.</p>
<p style="background-color: white; color: #2a3140; font-family: Helvetica; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 16px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px 0px 20px;">Lastly, health considerations should also be taken into account. If both partners retire together and experience declines in health around the same time, it can put a strain on caregiving responsibilities and lifestyle adjustments. Having open discussions about long-term care plans and contingency plans should health concerns arise is crucial.</p>
<p style="background-color: white; color: #2a3140; font-family: Helvetica; font-feature-settings: normal; font-kerning: auto; font-optical-sizing: auto; font-size-adjust: none; font-size: 16px; font-stretch: normal; font-style: normal; font-variant-alternates: normal; font-variant-caps: normal; font-variant-east-asian: normal; font-variant-ligatures: normal; font-variant-numeric: normal; font-variant-position: normal; font-variation-settings: normal; line-height: normal; margin: 0px;">It's important to weigh the pros and cons of retiring at the same time as your spouse or partner. While it can be wonderful to embark on this new chapter together, it's essential to consider these pitfalls and make necessary preparations to mitigate their impact. <a href="https://www.principal.com/individuals/build-your-knowledge/should-we-retire-together-10-retirement-questions-couples">Communication, financial planning, maintaining individuality, and addressing health concerns are all key factors to keep in mind when making this decision.</a></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-38719026317294384202024-01-03T12:23:00.000-05:002024-01-03T12:23:51.290-05:00Starting the New Year as a Retiree<p><span face="Calibri, sans-serif"></span></p><div class="separator" style="clear: both; text-align: center;"><span face="Calibri, sans-serif"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggxJSaYmnPlOPxFl3qXqUXOnoarwoobrMHKFOtKjS2Jw9UDMs6H_6g9_digNpjzeHSUTGFGXYpbjoUT75hMTMv46y3SiAf5DBRNbYC68AsuuKaNYkZZPqs5f5DHABJyoDs5sKLKSoIGsp4WtnkKWtHSLmYg4RmtBPptS_UP-nlrkRVhC_YjgCqV526v2ZS/s300/Unknown.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="168" data-original-width="300" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggxJSaYmnPlOPxFl3qXqUXOnoarwoobrMHKFOtKjS2Jw9UDMs6H_6g9_digNpjzeHSUTGFGXYpbjoUT75hMTMv46y3SiAf5DBRNbYC68AsuuKaNYkZZPqs5f5DHABJyoDs5sKLKSoIGsp4WtnkKWtHSLmYg4RmtBPptS_UP-nlrkRVhC_YjgCqV526v2ZS/s1600/Unknown.jpeg" width="300" /></a></span></div><span face="Calibri, sans-serif"><br />As a retiree, starting the New Year right can be an exciting time to set intentions and priorities for the year ahead. Here are a few suggestions to help you make the most of the coming year.</span><p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;">1. Reflect on the past: Take some time to reflect on the previous year and think about what went well and what you might want to improve. This self-reflection can help you set meaningful goals for the coming year.<o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;">2. <a href="https://www.mindtools.com/a5ykiuq/personal-goal-setting">Set new goals</a>: Think about what you want to achieve or experience in the upcoming year. Whether it's traveling, pursuing a new hobby, or spending more time with loved ones, having goals will give you a sense of purpose and excitement.<o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;">3. Stay active and healthy: Make sure to prioritize your physical and mental well-being. Engage in regular exercise, eat a balanced diet, and maintain social connections. Consider trying new activities or joining a club to stay involved and meet new people.<o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;">4. Plan for financial security: Review your retirement savings and make any necessary adjustments to your budget or investments. Consider consulting with a financial advisor to ensure your finances are in order and aligned with your retirement goals.<o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;">5. Give back: Consider volunteering or getting involved in your community. This can provide a sense of fulfillment and purpose while helping others.<o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;">6.<a href="https://www.guykat.com/en_us/blog/7-reasons-why-you-should-embrace-learning/"> Embrace learning</a>: Retirement is a great time to pursue lifelong learning. Engage in activities that stimulate your mind, such as taking classes, reading, or exploring new interests. It's never too late to acquire new knowledge or skills.<o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><br /></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;">Remember, retirement or as we say, REWIREMENT, is an opportunity to prioritize your well-being and enjoy the freedom that comes with it. By setting goals, staying active, nurturing relationships, and continuing to learn, you can make the most of the New Year and the years to come.<o:p></o:p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><br /></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="color: red;">HAPPY NEW YEAR!</span></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-89765841614158500662023-12-02T13:56:00.000-05:002023-12-02T13:56:35.863-05:00What Rocky Says About Moving<p> </p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkkHhqvyIwdoO3R3KiueYh-P7CzEjOZwI_KOCmd2rNtcVv0x3ZmfiqZgOjXx_iXHw_-zsRCWmjewGAPZzpuoJokCAxdjsnwCph5IP4GoCh1uAVlxZOq2VOhvuVMI8q01H1cuffWgh08YqPea9qzAk6DNBD1ee26OWFrqgaBncXq5MSMCmc52pNCHbutsZ5/s299/Unknown.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="168" data-original-width="299" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkkHhqvyIwdoO3R3KiueYh-P7CzEjOZwI_KOCmd2rNtcVv0x3ZmfiqZgOjXx_iXHw_-zsRCWmjewGAPZzpuoJokCAxdjsnwCph5IP4GoCh1uAVlxZOq2VOhvuVMI8q01H1cuffWgh08YqPea9qzAk6DNBD1ee26OWFrqgaBncXq5MSMCmc52pNCHbutsZ5/s1600/Unknown.jpeg" width="299" /></a></div><br /><p></p><p><span style="font-size: medium;">Many people consider moving as a part of their retirement plan. Often it's a move to be near a parent or a child who needs some help. Caregiving for the old or grandchildren often falls to those who have the time and the willingness to do it. Others move for a better cost of living, to be in a place they loved when they vacationed, or to be near a venue where they can indulge an interest. Perhaps retiring to be near a place where they can hunt or fish, experience museums or concert venues that inspire, or a climate that is more conducive than the one they presently live in. It used to be only about 5 percent of people moved after they retired. <a href="https://www.aarp.org/retirement/planning-for-retirement/info-2023/reasons-to-relocate.html">The number is up to 20 percent and growing. </a> A move to escape the boredom of a routine that you know and the sameness of the familiar is becoming a trend.</span></p><p><span style="font-size: medium;"><a href="https://www.foxbusiness.com/fox-news-entertainment/sylvester-stallone-wanted-move-out-california-jump-start-his-creative-process">Sylvester Stallone, who we all know as Rocky or Rambo, has moved from California to Florida.</a> Yes, the tax savings will be huge, but that's not the reason. To put it in his own words, "<span style="color: #222222; font-family: Roboto;">It’s really easy to become complacent. I thought I gotta do something drastic. Everything’s getting kind of mundane, repetitive, I can feel myself withering a little bit, drying up like an old fig falling off a tree." </span><span style="color: #222222; font-family: Roboto;">He continued, wondering, "Jesus, how long am I going to be around, for another 20 years? I don’t want to be complacent for 20 years."</span><span style="background-color: white; color: #222222; font-family: Roboto;">"So I said, ‘Well, you really want to get the adrenals going? Leave.’ And that’s why I’m gonna move east. Nothing I think inspires you than taking your house or your history, balling it up and going [gestures blowing ball away]."</span></span></p><p><span style="font-size: medium;"><span><span style="background-color: white; color: #222222; font-family: Roboto;">We can attest to his emotion. After 48 years we moved from Manhattan, NY to Florida. </span></span><span style="background-color: white; caret-color: rgb(34, 34, 34); color: #222222; font-family: Roboto;">We blew off the familiar and challenged ourselves.</span><span style="background-color: white; caret-color: rgb(34, 34, 34); color: #222222; font-family: Roboto;"> </span><span><span style="background-color: white; color: #222222; font-family: Roboto;">All the familiar was gone. We had to learn everything new. The roads, the destinations, where to shop, where to eat. We had to find new doctors, dentists, and make new friends. It was hard. The result has been excellent. We wouldn't have said that a year ago. It takes time to </span></span><span style="color: #222222; font-family: Roboto;"><span>adjust to new surroundings. But our advice is that if you decide to do it, don't be a quick quitter. Give it time. Tolerate the frustrations. Risk getting lost. Eventually, you will see the horizon.</span></span></span></p><p><span style="color: #222222; font-family: Roboto; font-size: medium;"><span style="caret-color: rgb(34, 34, 34);">For those of you who want a more daring move, one of our single neighbors who moved to Florida quickly decided it wasn't enough. She recently moved. She is going on a three year around the world cruise. The exciting thing is that she has never been on a ship before. Now that's adventure.<br /></span></span></p><p><br /></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-61311791121541404852023-11-14T09:13:00.000-05:002023-11-14T09:13:49.824-05:00 Friendships: The Elixir of Life at Any Age<p><span style="font-family: "Times New Roman", serif;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: "Times New Roman", serif;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjbU0DqynCVIpPgpzgMvKBObdJPvwttjE8L3tuIIyKm-kX4cIflK3Megp1-q_RWZY7NYzpUqMUG-QWgaNtN7OIx-hncYkF-yWV8tlY59GwlI5t51pj2tFDQmyrkTKa-kYUPD0xuamJfHD0iU0yX1Qj088F9-JPUPT3hM5sDJxAZhe1K79sR5jGPTWn65G5z" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="155" data-original-width="233" height="213" src="https://blogger.googleusercontent.com/img/a/AVvXsEjbU0DqynCVIpPgpzgMvKBObdJPvwttjE8L3tuIIyKm-kX4cIflK3Megp1-q_RWZY7NYzpUqMUG-QWgaNtN7OIx-hncYkF-yWV8tlY59GwlI5t51pj2tFDQmyrkTKa-kYUPD0xuamJfHD0iU0yX1Qj088F9-JPUPT3hM5sDJxAZhe1K79sR5jGPTWn65G5z" width="320" /></a></span></div><span style="font-family: "Times New Roman", serif;"><br /><br /></span><p></p><p><span style="font-family: "Times New Roman", serif;">Friendships are one of the most important ingredients for a happy life. <a href="https://www.verywellmind.com/the-importance-of-friendship-3024371">Whether you are six or sixty or beyond, having friends is one of life’s greatest joys.</a></span><span style="font-family: "Times New Roman", serif;"><a href="https://www.verywellmind.com/the-importance-of-friendship-3024371"> </a></span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;">We receive many emails from readers about how important friends are in retirement. They are someone to have fun with, someone to listen to you, someone to help, and someone to care.</span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;">As you REWIRE into your next act, they go with you.</span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">Friends are as the song goes there “in good times and in bad times.” You may call them buddies, or mates, or chums, or girlfriends, or guy friends. What is important is that they are the people in your life who help you celebrate events, provide support when things in your life go wrong, and are those individuals at the other end of the phone, text or email who you can share your life with. Without friends we can easily become isolated and alone. Isolation and loneliness are the road markers on the way to depression. <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">Like anything else, friends need to be nurtured. If you haven’t heard from a friend, call them, or text them. If you haven’t seen each other in a while, make a date to get together. A simple act of communication can make someone else’s day. No one wants to be forgotten especially by someone they consider a friend. It’s easy to say, “Gee, I haven’t heard from so and so. I guess they’re busy.” Don’t assume that they are. Perhaps they have run into a problem that has distracted them or worse have a health issue that has altered their life. They would love to hear from you!<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"><a href="https://www.nytimes.com/2022/11/28/well/family/male-friendship-loneliness.html">Guys have a particular problem. Studies show that the average male has one to two friends</a>. If one moves away, there goes fifty percent of their friends. That’s why it’s so important to continue to make friends as you get older. Granted, they won’t be lifelong. It takes time. Start out making acquaintances. Spend time together. Perhaps you can find them through a common interest or hobby. You may be surprised to find out they are looking for friends, too. <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">Rick’s mother at age 94 had an interesting take on friends. One day she held up her address book and asked Rick what it was (she was totally possessed of all her faculties). He said, “It’s your address book, Mom.” She responded, “No. It’s the book of the dead. But the names in here include some of the best friends anyone could ever have.” She may have outlived them, but she cherished their memories. Call a friend.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-56991354092681611302023-09-05T12:42:00.000-05:002023-09-05T12:42:49.303-05:00The Retirement Starting Line<p><a href="https://www.verywellmind.com/tips-for-adjusting-to-retirement-4173709"><br /></a></p><p><a href="https://www.verywellmind.com/tips-for-adjusting-to-retirement-4173709"><br /></a></p><p></p><div class="separator" style="clear: both; text-align: center;"><span style="margin-left: 1em; margin-right: 1em;"><a href="https://www.verywellmind.com/tips-for-adjusting-to-retirement-4173709"><img alt="" data-original-height="225" data-original-width="225" height="240" src="https://blogger.googleusercontent.com/img/a/AVvXsEhwLiCjwM0MAH6FlNLdT719TU2LOjK5zm6OiYg84LGhWrMcSiXNs9orA7KxJHXQFtCFbvXNRK05cJ_jDTTLtadILr03hHpRWGwBKp-J-5y14pi1aNP0_kFDgBIU9nmK7_wTGzGZebiJqO3wdIiXZJBteUuSFJ_EkiiiTDfKNdLJD4ilFo2GuD5RmuzUXly5" width="240" /></a></span></div><a href="https://www.verywellmind.com/tips-for-adjusting-to-retirement-4173709"><br /></a><span style="color: #222222; font-family: "Times New Roman", serif;">We receive a lot of emails from our readers asking how they should begin their retirement journey. As one email began, <a href="https://www.verywellmind.com/tips-for-adjusting-to-retirement-4173709">"How should I start my retirement? Where do I begin?" </a>Retirement can be very confusing. After all there are so many things to consider as we face the future.</span><span style="color: #222222; font-family: "Times New Roman", serif;"> </span><div><span style="color: #222222; font-family: "Times New Roman", serif;"> </span><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="color: #222222; font-family: "Times New Roman", serif;">One of the most important steps you can take is to get to know the new you. Of course, you’re still the same person, but there will be many changes in your life that will require you to adapt, expand or contract activities, assume new responsibilities, try new activities or go on adventures that you have always wanted to take. <br /><br /><o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="color: #222222; font-family: "Times New Roman", serif;">After years of researching retirement and speaking with thousands of retirees, we have compiled a list of positive steps to consider as you look forward to retirement. Below are a few of those steps to get you thinking. They also work for those who are already retired but need to rethink the future. </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><b><span style="color: #222222; font-family: "Times New Roman", serif;"> </span></b></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><b><span style="color: #222222; font-family: "Times New Roman", serif;">Accept the Future as a time of endings and beginnings.</span></b><span style="color: #222222; font-family: "Times New Roman", serif;"> Think about what will end with work. Ask yourself what will you miss and how will you replace it. Also ask how will you keep in contact with work friends? </span><span style="caret-color: rgb(34, 34, 34); color: #222222; font-family: "Times New Roman", serif;"> You will experience many endings and beginnings in retirement. This is the first one.</span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="color: #222222; font-family: "Times New Roman", serif;"><br /><b>Acknowledge how you handle change.</b> Do you run from it or embrace it? Change even for those who embrace it can be difficult if you haven’t planned for it. Leaving work is a huge change on the mind and the body. You'll want to prepare for it. Retirement is not a marathon. It is a series of sprints.<br /><br /><b>Don’t forget your values:</b> Our values are our anchors. How highly do you value your work? Recognize that the absence of work may leave you feeling adrift. What will you replace it with? What anchor will you need?<br /><br /><b>Go on vacation. </b>Do something totally different the first week or month of your new life. If you know that change is hard for you that the first Monday of your new life may be difficult. Being in a different environment or on vacation can lessen the blow and help you ease into the future.<br /><br /><b>Take the time to know yourself.</b> It’s a journey well worth taking. As a start read <i>Don’t Retire, REWIRE! </i>The book contains several exercises that help you focus on the future and how you can best achieve fulfillment in the next act. It takes time to know yourself post retirement. Be patient with yourself.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="color: #222222; font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><b><span style="color: #222222; font-family: "Times New Roman", serif;">Remember, you are not alone.</span></b><span style="color: #222222; font-family: "Times New Roman", serif;"> Talk to other retirees who you consider role models. Find out what they did to right and what they did wrong. Learning from the retirement mistakes of others can be a huge time saver. <a href="https://diversity.social/retirement-coaches-guide/">If you find you need more help, consider engaging a retirement coach.</a> A good coach reduces retirement anxiety and can save you time and money.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="color: #222222; font-family: "Times New Roman", serif;"><br /><b>Let the kite out.</b> Take one off-beat idea you have and play it through. Let the kid in you emerge. There may be a whole other side of you dying to get out. What a great way to start the future!<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="color: #222222; font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="color: #222222; font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p></div>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-32683788165485907192023-08-03T11:29:00.000-06:002023-08-03T11:29:23.689-06:00The Paradox of Aging<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbh8NsPbq7BYqxfFYQ3-4Vjo1NDdAXU-A2PHdxN_fpJOaT8TUIia1Y6qRnUEf3S-H0a_zIkx6uUa2SgPluUi_NWMUrliuV2iCPyeg1DaijI6sd1zXOKJHL2xm-L2D9hMf1h3_xyczI0Pt-zttopxdGQrSbPF4wox8pi3J3QFw9WYrUJC78VS88YlO8HLFT/s310/images.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="163" data-original-width="310" height="163" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhbh8NsPbq7BYqxfFYQ3-4Vjo1NDdAXU-A2PHdxN_fpJOaT8TUIia1Y6qRnUEf3S-H0a_zIkx6uUa2SgPluUi_NWMUrliuV2iCPyeg1DaijI6sd1zXOKJHL2xm-L2D9hMf1h3_xyczI0Pt-zttopxdGQrSbPF4wox8pi3J3QFw9WYrUJC78VS88YlO8HLFT/s1600/images.jpeg" width="310" /></a></div><br /> <p></p><p class="MsoNormal" style="margin: 0in;"><span class="apple-converted-space" face="Calibri, sans-serif"><span style="background-color: white; font-family: "Times New Roman", serif;">Recently, author Anne Akers wrote an article </span></span><span class="apple-converted-space" face="Calibri, sans-serif"><span style="background-color: white; font-family: "Times New Roman", serif;">for <i>The Three Tomatoes, the Insiders Guide for Women who </i></span></span><span style="font-family: Times New Roman, serif;"><i>aren't kids </i></span><span class="apple-converted-space" face="Calibri, sans-serif"><span style="background-color: white; font-family: "Times New Roman", serif;">about meeting <a href="https://www.thefitnessgourmet.com">Patricia Greenberg aka The Fitness Gourmet.</a> Patricia is the best selling author of <b>Eat Well, Live Well, Age Well </b>whose ideas for healthy aging are extremely insightful. </span></span><span style="font-family: Times New Roman, serif;">The title of Anne's article is <i><a href="https://www.thethreetomatoes.com/the-paradox-of-aging">The Paradox of Aging. </a></i> In it she quotes, the deceased columnist and TV personality, Andy Rooney. He said, </span><span style="background-color: white; font-family: "Times New Roman", serif;">“It is paradoxical that while the idea of living a long life appeals to everyone, the idea of getting older doesn’t appeal to anyone." It reminds us of the lyrics of a country and western song, "Everybody wants to go to heaven, but nobody wants to die." We have been given the gift of longevity that also challenges us to want to make those additional years count for something.<span class="apple-converted-space"> That's where it gets harder.</span></span></p><p class="MsoNormal" style="margin: 0in;"><br /></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: Times New Roman, serif;"><span style="background-color: white;">Many of our readers believe that while it is wonderful to have many years ahead of us after we retire, the challenge is to age well while living a fulfilled life. Growing older presents its obstacles. Those obstacles are only made worse by the media who constantly reminds us that old isn't fun. <a href="https://ageing-better.org.uk/blogs/how-can-we-change-news-media-portrayals-of-older-people">Almost everyday some media outlet refers to people who are of a certain age as elderly. </a>A lot of the time those articles are referring to someone in their 50s. What are they thinking? If they would stick their collective heads out the door they would see people in their 60s, 70s, 80s and even beyond doing interesting things, having </span>adventures, writing books, competing in sports, etc. They may have aged, but they haven't given up. They are still enjoying life and finding fulfillment in their selected activities. These people have REWIRED their thinking about aging and dismissed the thought that "I'm too old to do that."</span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: Times New Roman, serif;"><br /></span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: Times New Roman, serif;">Don't let the stereotypes of aging get in your way. Aker's article offers sage advice: </span><span style="background-color: white; font-family: "Times New Roman", serif;">“One of the best ways to live life to the fullest and enjoy each day is to stop comparing yourself to anyone else, whether it’s a friend, a family member, and especially someone you have never met, much less a photo in a magazine!</span><span class="apple-converted-space" style="background-color: white; font-family: "Times New Roman", serif;">”</span></p><p class="MsoNormal" style="margin: 0in;"><br /></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: Times New Roman, serif;"><span style="background-color: white;">One of the lubricants of enjoying life as we age is having friends to share the journey. Acquaintances are nice to have, but there is nothing like </span>having friends along for the ride. The connections we share as individuals give us the opportunity to age well, often with a smile on our face. </span></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-53446074011651896872023-07-01T06:23:00.000-06:002023-07-01T06:23:06.710-06:00Finding Awe in Your Life<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEjC_garHqTkBFT4A3k5Kyk9egiyF7e1uWElDPk16ThgES9CeRXZLrSLHZppVlfnD2RmI9VMMzT3w8AjKgHs26S5lkE4z6VLpZ3jcbHVCPUiT4xoixjmt6VAxVWbNWNPz94_ieGmU3fdYS0X7erGSdcDjRPU0e9WBeKjTsmOeEJUPQz-a3xaIvLPfRdIxQ" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="190" data-original-width="265" height="229" src="https://blogger.googleusercontent.com/img/a/AVvXsEjC_garHqTkBFT4A3k5Kyk9egiyF7e1uWElDPk16ThgES9CeRXZLrSLHZppVlfnD2RmI9VMMzT3w8AjKgHs26S5lkE4z6VLpZ3jcbHVCPUiT4xoixjmt6VAxVWbNWNPz94_ieGmU3fdYS0X7erGSdcDjRPU0e9WBeKjTsmOeEJUPQz-a3xaIvLPfRdIxQ" width="320" /></a></div><br />When was the last time you had an awe inspiring experience? Was it when you viewed the stars in the night sky, looked up at a skyscraper, saw a sunrise, the moon rising or fading into daylight? Were you looking at birds in flight or nesting? Were you listening to a symphony or an inspiring hymn? Was it when you met your grandchild for the first time? Was it when you fell in love and realized it? They can all be magical moments. The key is that they present a view of life beyond our daily routines. Their exceptionalism makes them awe inspiring. They take us out of ourselves. <p></p><p>Our lives are often filled with distraction, confusion, and turbulence. Turn on the TV or your computer. They are often portals to anxiety and irritation. A recent article in The NY Times entitled<a href="https://www.nytimes.com/2023/01/03/well/live/awe-wonder-dacher-keltner.html?smid=nytcore-ios-share&referringSource=articleShare"> <i>How a Bit of Awe Can Improve Your Health</i> </a>highlights the benefits of having awe in your life. Importantly, witnessing awe has a positive impact on our physical and mental health and accelerates a sense of well-being. The awe event "is calming our nervous system." It releases oxytocin, a hormone that "...promotes trust and bonding." Oh, what a feeling. </p><p>The article points out that in the modern world we are often too distracted by every day events that we miss moments of awe. We need to work on having more awe inspiring moments by rewiring our lives and activities and being more open to live in the moment. Some people can meditate and cleanse their minds from the jumbled thoughts that course through our minds. Others need only stop, look and listen and focus on something new. Witnessing an act of kindness counts. <a href="https://medium.com/the-mission/how-the-power-of-kindness-impacts-your-life-and-others-f8f5a895400">Seeing kindness in action is powerful</a>. It gives us pause to reflect and hopefully store the moment so that we can replicate that act of kindness through our own actions. There are many ways to be awe struck. Now focus and be open to some magic in your life. </p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-32421894101921897062023-06-07T09:49:00.000-06:002023-06-07T09:49:52.041-06:00When Do You Stop Feeling Young?<p><span style="font-family: times;"><br /></span></p><p><span style="font-family: times;"><br /></span></p><p><span style="font-family: times;"><br /></span></p><p><span style="font-family: times;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: times;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEi4oAULgjMK8xX_VcRQL4oSoagNFgPGtRPUzi6xxaFF_-CnHU5N8uqKq2Ck3qRMyoWMPPKvEyNxL1ytHlpyWFAyxUUcCnZOnfYNLloSpionnk4hkD5-y7h746Qw86U-V0f3MOm5sK652qmGRT8ReLFZ2KAnOMAKqBg9l5IaTNkcRhudIAfV924Rd3Bykw" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="183" data-original-width="276" height="212" src="https://blogger.googleusercontent.com/img/a/AVvXsEi4oAULgjMK8xX_VcRQL4oSoagNFgPGtRPUzi6xxaFF_-CnHU5N8uqKq2Ck3qRMyoWMPPKvEyNxL1ytHlpyWFAyxUUcCnZOnfYNLloSpionnk4hkD5-y7h746Qw86U-V0f3MOm5sK652qmGRT8ReLFZ2KAnOMAKqBg9l5IaTNkcRhudIAfV924Rd3Bykw" width="320" /></a></span></div><span style="font-family: times;"><br />Several readers have asked the question, "When do most people stop feeling young?" We originally thought that the age when people started feeling old is different for everybody. Some people's hair starts to go gray in their 20s. That certainly isn't old! We've heard of knee's being replaced when people are in their 40s and 50s. Again, not very old. Health varies for everyone, so clearly a health crisis can come at anytime and in a variety of forms leading people to the conclusion that they must be getting old. Come to find out there are studies that target when most people start to feel old. Now guess. What age do you think is the average for when people stop feeling young? 50s? 60's? 70's? How about the 80's? You'll be shocked to learn the age is 42. Can you believe it? </span><p></p><p><span style="font-family: times;"><a href="https://www.wsj.com/articles/millennials-turning-40-feeling-old-1df2c83b?cx_testId=3&cx_testVariant=cx_162&cx_artPos=3&mod=WTRN#cxrecs_s">A recent study done by the Worldwide Independent Network of Market Research </a>found that the early 40s were the critical time for people feeling that they had passed from young to older. Gray hair, aching joints, having reduced stamina...yes those weights in the gym do get heavier... and a health crisis all contribute to feeling older. So does comments from younger work colleagues. We've had people in their 30s tell us that they are too old for certain jobs because the 20-29 year olds have a significant advantage. Granted that is in the world of technology. Covid hasn't helped. The past three years people have had to cope with isolation and loneliness brought on by the pandemic. Also, we've had more time to think about our age.</span></p><p><span style="font-family: times;">There is an antidote for some of those feelings. It's called rewiring and it's the best tonic for replacing the sense of boredom and aging that often accompany retirement. At lot depends on how you see the future. <a href="https://dontretirerewire.com/retirement-beyond-money/">Is it a sunrise or a sunset? </a>You would be amazed to see some retirees throw off aging and start a more robust and fulfilling life after work has ended. For some it means embracing new work. For others it can mean pursuing a passion or a hobby now that there is more free time to be had. Some of our readers report that travel and going back to school in the pursuit of learning can cast aging to the side. It takes planning and some pretty thorough self-analysis to determine what activities will keep you feeling young. There's no time like the present to start the journey. You will be glad you did and feel younger for having done it.</span></p><p><br /></p><blockquote style="border-left-style: none; font-family: TimesNewRomanPSMT; font-size: 18px; margin: inherit; padding: inherit;" type="cite"><div><div class="system exported" id="article" role="article" style="font-family: -apple-system-font; font-size: 1.2em; line-height: 1.5em; margin: 0px; padding: 0px; text-rendering: optimizeLegibility;"><div class="page" style="max-width: 100%; overflow-wrap: break-word;"><p data-type="paragraph" style="max-width: 100%;">. </p><p data-type="paragraph" style="max-width: 100%;"><br /></p></div></div></div></blockquote>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-6992534498176362222023-05-03T05:54:00.002-06:002023-05-03T05:54:57.240-06:00The Health Benefits of Visiting a Museum<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjF18swnVjh80cgf3OOsn0Y1jtfP-TcaGF0EKzg2My0558hGgBNj_RdwIgYbENeD-gCr96Tktr4lj29WP5jzShnQQsdEqm7_49oFwffn0RtuAgmvpnJmRGJo30rBnRalDnqeP6dmw4JYHuaa8qNqerg93SVO9q3w3aUnL_tnxsbXRUjKdIugJJR1repCQ/s300/Unknown.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="168" data-original-width="300" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjF18swnVjh80cgf3OOsn0Y1jtfP-TcaGF0EKzg2My0558hGgBNj_RdwIgYbENeD-gCr96Tktr4lj29WP5jzShnQQsdEqm7_49oFwffn0RtuAgmvpnJmRGJo30rBnRalDnqeP6dmw4JYHuaa8qNqerg93SVO9q3w3aUnL_tnxsbXRUjKdIugJJR1repCQ/s1600/Unknown.jpeg" width="300" /></a></div><br /><span style="font-family: "Times New Roman", serif;">As avid museum goers ourselves, we know the joy of viewing art and sculpture around the world. We've been called "museum nerds" because every trip we take includes visiting a museum or two!</span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;">Several of our readers have told us that one of the new enjoyments they have in retirement is museum or gallery visits. One reader said "it was amazing to get lost for a few hours in a museum. I could never do that when I was working. I just wouldn't allow myself the time." Several claimed a museum visit not only delighted their eyes with great art but said it helped them to gather their thoughts and even gain a more positive attitude. We decided to investigate this idea further to get a better understanding if there are any real health or well-being benefits associated with going to museums.</span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;">Come to find out, there are many benefits beyond art for art’s sake. Recent studies have validated the efficacy of a stroll through a museum.</span><span style="font-family: "Times New Roman", serif;"> </span><p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"><a href="https://whyy.org/articles/mental-health-benefits-museums/#:~:text=A%20new%20Penn%20study%20shows,at%20reducing%20anxiety%20and%20depression.&text=Visiting%20a%20museum%20can%20have,at%20the%20University%20of%20Pennsylvania.">The University of Pennsylvania has completed studies </a>on the subject with amazing results. According to researcher, Katherine Cotter, “Art museums have great potential to positively impact people, including reducing their stress, enhancing positive emotional experiences, and helping people to feel less lonely and more connected.” If you are having a bad day or feeling lonely what a great tonic it can be to stroll around with others getting good vibes from what you’re seeing. Who knows, you might even make new friends along the way.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"><br /></span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: Times New Roman, serif;"><a href="https://www.mentalhealth.org.uk/explore-mental-health/blogs/how-arts-can-help-improve-your-mental-health#:~:text=The%20arts%27%20valuable%20role%20in%20mental%20health%20is%20being%20recognised&text=It%20can%20help%20to%20boost,alleviates%20anxiety%2C%20depression%20and%20stress.">Studies in the United Kingdom </a>have validated the importance to our well-being of having art in our lives. "It can help to boost confidence and make us feel more engaged and resilient. Besides these benefits, art engagement also alleviates anxiety, depression, and stress."</span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><span style="font-family: "Times New Roman", serif; font-size: 12pt;">It doesn’t have to be planned. You can be in a neighborhood where is a museum is located and just decide to pop in for a dose of art therapy. It doesn’t have to be a long visit. From what we’ve learned even a short time spent in front of paintings and sculptures can do the trick. It doesn’t have to be a museum only. It can be an art gallery, a botanical garden, or even a stroll through a park where there are opportunities to see sculptures, monuments, or ecological ponds. The important thing is to take the time out of your schedule to do it. Everyone can use a little more beauty in their life.</span><div><span style="font-family: "Times New Roman", serif; font-size: 12pt;"><br /></span></div><div><span style="font-family: "Times New Roman", serif; font-size: 12pt;">Museums are also a great place to think about the future. Many rewirement plans have been jump-started sitting in a museum. Whether it's walking through a gallery, sitting in front of a piece of art, or having a coffee in the museum cafe, inspiration about your future is all around.</span></div>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-86775920717128304622023-04-11T07:21:00.004-06:002023-04-11T07:26:44.715-06:00Doing and Being<p><br /></p><div class="separator" style="clear: both; text-align: center;"><img border="0" data-original-height="225" data-original-width="225" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhiT_-rwiPMOn5gwHtTUpRVn--MoUS29mD2af9A-tI-D0p_uE7ErI3XjG98SyLOdcWuQAD72syDRnEk9rDD2k41FpVRyGGe-tqSmFjxnceukqYMiDPHub_q8LmVIGj5MLYw1HIzztxcwLVQSBGZzNN3EGsVfqkjGxJ11YSrCz3purTGAYxMVKYRYL2Svw/s1600/images.png" width="225" /></div><p><span style="font-family: times;"><span face="Calibri, sans-serif">There is always more to learn about the concept of retirement whether you're a pre, post or serial retiree. Many retirees are facing the dilemma of going from being productive, goal driven, and accomplishment oriented to a retirement or next act that could look more like a permanent vacation.</span><span face="Calibri, sans-serif"> </span><span face="Calibri, sans-serif"> <a href="https://www.wsj.com/articles/retirement-relaxing-productivity-80966142">A recent article in the Wall Street Journal</a> </span></span><span style="font-family: times;">highlighted a newly retired couples’ journey going from a life of "doing" to "being" with the hope of getting to somewhere in between. </span><span style="font-family: times;">Through the years our readers have told us that they have had and are still having difficulties adjusting to their next act.</span><span style="font-family: times;"> </span><span style="font-family: times;">Whether we agree or not that we are programed to work and be productive, there is the long held view that leisure is what you do on vacation and weekends.</span><span style="font-family: times;"> </span><span style="font-family: times;">It's not surprising that people get to retirement both excited and nervous. </span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;"><o:p></o:p></span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;">What many people do at this life stage is to "</span><b style="font-family: times;">rewire</b><span style="font-family: times;">." They take the energy traditionally given to paid work and put it into new or current interests, that will lead to fulfillment and happiness. </span><b style="font-family: times;"> </b><span style="font-family: times;">When you rewire you </span><span style="font-family: times;">may still be shouldering family obligations, going about the daily chores of life, helping others, etc., but your rewiring should include a lot more that you can look forward especially things that give you your buzz. </span><span style="font-family: times;"> </span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;"><br /></span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;">As you plan to retire, there is one lesson you should never forget. <a href="https://stonybrookliving.com/why-goal-setting-improves-your-happiness/">That lesson is that <b><i>those who are happiest in retirement are those whose time is spent in the pursuit of a goal.</i></b> Yes, having goals is still important. </a> If you ask a retiree what their goals are, those who smile and respond quickly are spending time achieving their goals. They are the happy ones. Those that frown and say they have no goals or goals are a thing of the past are probably wishing they had some. After-all everyone wants joy and fulfillment in their life. Goals can lead to fun, fulfillment and happiness. It is about creating a new formula for yourself that is a combination of being quiet and reflective then going to doing. </span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;"><br /></span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;">A healthy, meaningful retirement is a combination of many things, but let's just focus on work and play. The work can be for yourself such as going back to school, or volunteering for a not for profit, or if you want to continue to work for pay in a job with less demands. The play may be a continuation of what you did on weekends. It can also be learning new sports, perfecting a current sport, pursing a hobby or interest, sharing time with grandchildren, or attending sporting events, concerts, museum exhibitions, or travel that you never had time for before you retired.</span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;"><o:p></o:p></span></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;"></span></p><p class="MsoNormal" style="margin: 0in;"><o:p><span style="font-family: times;"> </span></o:p></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;"><br /></span></p><p class="MsoNormal" style="margin: 0in;"><br /></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><o:p> </o:p></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-81072958804998359542023-03-21T15:17:00.001-05:002023-03-21T15:17:49.601-05:00<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDnyNmRLzgqFyPL6Yf0h1kdcUo-xLlAU3Iu4M7vPGVJ6RZFUXTPCbjzUsURsKcevkOBkq84_lmcOk-dJIXjwk6x1I5DrpKlM0xBuSQaGIRxiujaQGQVYW46iyzVgUjgVq6IbIr4IldIN5Cs7aVInrkizXCNx9xGZrPVhrTnB-8K5deceuVjKEBw3cb5g/s275/Unknown.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="183" data-original-width="275" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDnyNmRLzgqFyPL6Yf0h1kdcUo-xLlAU3Iu4M7vPGVJ6RZFUXTPCbjzUsURsKcevkOBkq84_lmcOk-dJIXjwk6x1I5DrpKlM0xBuSQaGIRxiujaQGQVYW46iyzVgUjgVq6IbIr4IldIN5Cs7aVInrkizXCNx9xGZrPVhrTnB-8K5deceuVjKEBw3cb5g/s1600/Unknown.jpeg" width="275" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><span style="color: #0f0f09; font-family: "Times New Roman", serif;">As many of our readers’ know I went to Michigan State University. While at MSU I joined the Tri Delta Sorority. It was a defining moment in my development. I bonded with other women. We grew together. After graduation, I continued to be involved to help other Tri Delts and to network with those who had moved to NYC where I moved after graduation. Tri Delta has been with me all along the way. Recently I was asked to be a guest on the <a href="https://lets-talk-tri-delta.simplecast.com">Let’s Talk Tri Delta</a><span class="apple-converted-space"><a href="https://lets-talk-tri-delta.simplecast.com"> podcast about Don’t Retire, REWIRE! </a>Insights on the future for people of all ages</span></span><span style="font-family: "Times New Roman", serif;">. </span><span style="font-family: "Times New Roman", serif;"> </span><p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">There is a lesson here for all of us. Sometimes we must look all the way back in our lives to find something that will give us fulfillment at this new life stage. What activities, organizations or institutions were you involved with during the first twenty five years of your life? What did you love doing that you stopped doing because you joined the workforce, started a family, whatever the reason? Looking back at those interests, or just taking the time to remember those interests, could lead to fun and fulfillment in your future! <a href="https://dontretirerewire.com/know-your-drivers/">Then once you align those newly defined or rediscovered interests with your Drivers (as detailed in the pages of Don’t Retire, REWIRE!) then you’re really onto something! </a>We’ve discovered that many of us need to look back at the good things loved and lost, to go forward!<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">John, one of our readers recently told us, “I loved history. I graduated college, took a job, got married, took on a mortgage, and somehow the things I thought I’d pursue got replaced. Don’t get me wrong, my life was great but I never had time for other things. Life just got in the way. When I retired, I didn’t know what to do with myself. I started to look back at the things I had enjoyed. History came back on the screen. Now I am getting a master’s degree in American history. I am thoroughly enjoying myself. One day I want to teach an adult education course.” My wife has been supportive, and I think enjoys it because I’m not in her space, and she sees I’m happy.” John’s Drivers included continuous learning and making a difference.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">Another reader said that his grandfather had ignited in him an interest in the Civil War. Now he is returning to it, not only reading about it, but watching films and documentaries, and taking trips to the historic sites of that period. He joined the Civil War Roundtable and is considering starting a Civil War book club in his retirement community. His Drivers included continuous learning, but to also be a leader of sorts.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">It’s a wonderful feeling when you discover that an old interest is new, again.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span class="apple-converted-space"><span style="color: #0f0f09; font-family: "Helvetica Neue";"> </span></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><o:p> </o:p></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-48057062993572479192023-03-08T10:09:00.000-05:002023-03-08T10:09:43.526-05:00 Develop an Interest… NOW<p><span style="font-family: "Times New Roman", serif;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: "Times New Roman", serif;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5FCxbgdH6E64jIafcWtD41OEF4f755bNN_yvXYSbxoY396cJw0yhRmZ8HHtLwWJUuI1SfRLu7hZ5hpDgr_rS4gXUz9HHkoYDamfoCXYa5cSdFVwkQwZm72vhrktGlxbqEoRniFkyYbdPwxC5pnbRLHweXRrNJuCk1GoUf0tNKaQn38FKIE7LyytkcwQ/s749/interests-1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="628" data-original-width="749" height="268" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg5FCxbgdH6E64jIafcWtD41OEF4f755bNN_yvXYSbxoY396cJw0yhRmZ8HHtLwWJUuI1SfRLu7hZ5hpDgr_rS4gXUz9HHkoYDamfoCXYa5cSdFVwkQwZm72vhrktGlxbqEoRniFkyYbdPwxC5pnbRLHweXRrNJuCk1GoUf0tNKaQn38FKIE7LyytkcwQ/s320/interests-1.png" width="320" /></a></span></div><span style="font-family: "Times New Roman", serif;"><br />The more we interview retirees the more we appreciate the importance of having an interest. The happiest and most fulfilled individuals we meet usually <a href="https://www.themuse.com/advice/how-to-find-a-hobby-you-love">have an interest or a hobby that engages them</a>. It makes them enthusiastic and genuinely happy about their lives. Some people have had the interest since childhood, others discovered it later in life after searching for something, and the lucky few just happened to fall upon it by accident after they retired.</span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;">It really doesn’t matter how they got there. The important thing is they found something they love doing.</span><p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="background-color: white; color: #202124; font-family: "Times New Roman", serif;"><a href="https://suitable-education.uk/the-importance-of-interest-to-achieving-success-and-being-happy/">Science fully supports what we have heard in our interviews:</a> “Interest is a powerful psychological state.<span class="apple-converted-space"> </span></span><span style="color: #040c28; font-family: "Times New Roman", serif;">It makes us feel energetic and excited, fully engaged and focused</span><span style="background-color: white; color: #202124; font-family: "Times New Roman", serif;">. Our brains 'work better'. Research has shown that we pay more attention, we process information better and will remember it.” That statement alone sums up why it’s so important to a happy retirement.</span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="background-color: white; background-position: initial initial; background-repeat: initial initial; color: #202124; font-family: "Times New Roman", serif;"><o:p> </o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="background-color: white; background-position: initial initial; background-repeat: initial initial; color: #202124; font-family: "Times New Roman", serif;">It is harder to find the time to find an interest when you are working. But it is a good time to start so that you are fully engaged when you retire. Working from home during Covid freed up time for some to discover that all important interest. As one retiree said, “I had all this commuting time restored to me. I took that time and started thinking about some of the things I did as a kid. I read books and articles and did some exploring on the internet. I discovered an interest that drew me in. It made time fly. I know it will go with me when I retire. It’s exciting.”<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="background-color: white; background-position: initial initial; background-repeat: initial initial; color: #202124; font-family: "Times New Roman", serif;"><o:p> </o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="background-color: white; background-position: initial initial; background-repeat: initial initial; color: #202124; font-family: "Times New Roman", serif;">Retirement can be more than managing money, spending time with grandchildren, exercising, or traveling or being part of the sandwich generation. Those are all important things. A hobby on the other hand can unlock loads of interest and give you a buzz that gets you up in the morning looking forward to the day. If you relocate, you can take your interest with you which helps you acclimate easier to a new environment. When new acquaintances ask what keeps you busy, you’ll have lots to talk about. You won’t be bored, and you won’t be boring. </span><span style="font-family: "Times New Roman", serif;"><o:p></o:p></span></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-45909236474364292182023-02-20T08:42:00.000-05:002023-02-20T08:42:10.914-05:00The 60 Year Career<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyGHYcl-EcgtINHzu8PxHQENmGkdo3m8gJlTI-hLdiJXUvy7GdZE7n-lDHk1BdAq1lUAiiGxURn2Y5o8aEChhivoHy1DAKY0IRFB6nNeEdtREKkmHD8djAxnCKp_Bqik_AuRIDfX50jeGtByAqIVGoxKS7RPFr06xfpiNcQamfcTYgrNk_eTAZnDWTAA/s276/Unknown.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="183" data-original-width="276" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyGHYcl-EcgtINHzu8PxHQENmGkdo3m8gJlTI-hLdiJXUvy7GdZE7n-lDHk1BdAq1lUAiiGxURn2Y5o8aEChhivoHy1DAKY0IRFB6nNeEdtREKkmHD8djAxnCKp_Bqik_AuRIDfX50jeGtByAqIVGoxKS7RPFr06xfpiNcQamfcTYgrNk_eTAZnDWTAA/s1600/Unknown.jpeg" width="276" /></a></div><br /><span style="font-family: Times; font-size: 18px;"><br /></span><p></p><p></p><div class="separator" style="clear: both; text-align: center;"></div><p><span style="font-family: Times; font-size: 18px;">A forty year career looks daunting when you first start out. Now try a sixty year career. </span><a href="https://www.wsj.com/articles/career-length-retirement-living-longer-11675878313">A recent Wall Street Journal article </a><span style="font-family: Times; font-size: 18px;"><a href="https://www.wsj.com/articles/career-length-retirement-living-longer-11675878313">by one of our favorite journalists,</a> Carol Hymowitz, lays out the rationale for a longer work life. Circling in and out of jobs and careers will become the norm says Carol. We agree. Longevity is the reason. We are living healthier, longer lives that will permit us to try new careers, sample jobs, and go back to school not once but several times over the course of a sixty year career. You will get to REWIRE early and often as your life unfolds.</span></p><p><a href="https://www.weforum.org/agenda/2022/01/longevity-work-retirement-age/" style="font-family: Times; font-size: 18px;">The key is to extend a forty year career over a sixty year period. </a><span style="font-family: Times; font-size: 18px;">You work the same amount of time spread over an additional twenty years. In a traditional forty year career, we try to compress too much work in our lives. Families suffer, relationships suffer, and the person working suffers. It's a kind of lose lose for all concerned. The sixty year career permits us more time with loved ones, being present for important life events. Important is defined by the individuals involved. It could be a sports or cultural event where your child or grandchild is playing, going on an extended vacation with those you care about, or freeing up time to care for older parents or grandchildren. It also gives you more time for self care. </span></p><p style="font-family: Helvetica; font-size: 18px;"><span style="font-family: Times;">The article suspends the traditional straight line career ladder. In its place will be a maze or "jungle gym." The directions will be changing and so will you. In order to prepare we all need to become more adaptable. That includes the worker and the employer. Easier said than done, we know. The aging population and the need to get the job done will force employers to be more embracing of older workers. Older workers will need to reciprocate by keeping up on their skills and learning no ones. Working in teams with younger workers will be mandatory. Adjusting to each other will take time, but that is the future.</span></p><p style="font-family: Helvetica; font-size: 18px;"><span style="font-family: Times;">What will really become essential is knowing your DRIVERS, the emotional rewards you get from work beyond the money. Aligning your DRIVERS to the jobs you select during the sixty year career will make the time go faster and the work a lot more fulfilling. It should be an adventure not a sentence!</span></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-1341847509993641332023-01-09T15:50:00.000-05:002023-01-09T15:50:16.395-05:00Resolutions Aren't Just for New Year's Eve<p><b></b></p><div class="separator" style="clear: both; text-align: center;"><b><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFo1x4MOMAaUevO3z5xAtCXqL0LUOzvVT8obA8Psg9i9UVvOjYmjeG0gLYFgiIoJPY061-nFHCT9ZAUZ5Iiq5dkinvUyrckqemLeQJX0-J_dNcrXrNeQNSQlvk2vkGkaW8vO9qN3uk2YCqu4w-7FaPxWRKsexSWOT35kMPrc35EFkxUXd5ktrCPP-i5w/s259/Unknown.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="194" data-original-width="259" height="194" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFo1x4MOMAaUevO3z5xAtCXqL0LUOzvVT8obA8Psg9i9UVvOjYmjeG0gLYFgiIoJPY061-nFHCT9ZAUZ5Iiq5dkinvUyrckqemLeQJX0-J_dNcrXrNeQNSQlvk2vkGkaW8vO9qN3uk2YCqu4w-7FaPxWRKsexSWOT35kMPrc35EFkxUXd5ktrCPP-i5w/s1600/Unknown.jpeg" width="259" /></a></b></div><b><br />News flash:</b> You don't have to wait until the start of a new year to make resolutions that will improve your life, reset your behaviors, or start yourself on the path to new experiences. <a href="https://parade.com/969195/megangrant/new-years-resolutions-ideas/">Resolutions on New Year's Eve </a>often end in the trash bin along with the party hats and champagne bottles from the night before. Before you make any resolution regardless of the time of year there is a step you will be well served to take....it's called " looking inside yourself."<p></p><p>We asked several of our readers who are REWIRING Champions how they approached making resolutions. Almost unanimously they said: <i>We took the time to look inside ourselves and to understand what really is important to us <u>now.</u> </i>We wholeheartedly agree. Self introspection and hence self awareness are often the best guides for making important resolutions or decisions of any type. Asking yourself what is important to you, what achievements do you aspire to (big or small, at work or at play), what can you do to improve yourself or the world around you can be life altering. It's true, the longest journey starts with the first step and procrastination is real but it is our loves we're talking about. <a href="https://www.betterup.com/blog/setting-goals-for-2023">Starting off with achievable goals builds confidence once they are achieved.</a> Then you feel more comfortable to continue to the harder goals. Think of resolutions as a ladder. The first few rungs are easy. The higher you go the task becomes more difficult and the tighter the grasp required to hold on and reach the top. Slowly and steadily resolutions can become realities, just like reaching the top of the ladder.</p><p>Among the resolutions most often mentioned by readers who have contacted us are finding a not for profit and committing time for volunteering; <a href="https://www.coursera.org">going back to school to take a course </a>(online or in person); traveling to a place never visited before; helping out a family member who may be stretched for time or who is aging and needs support; and enjoying an activity in greater depth such as music, art, woodworking, hiking, golf, etc. The resolutions are your own so let the kite out and make some regardless of the time of year. You can begin to REWIRE anytime. Resolve to do so. How about NOW?</p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-13503125753825379092022-12-16T11:20:00.000-05:002022-12-16T11:20:19.719-05:00Who's Your Role Model?<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgs30p1kM10qLrK0U5LgqEMfHpqx-y7yc4wlLZvRtF0Vv4oh21_z-VBhYfzYQdxCTZeGOhXs6q5u1iwY4Z_lHI8wMzI4FWiD-TlN6vVybxfISFXEwBfK5SFDxfBvLWVFdNkESoEoKCwI8U9kvMkqg65bYI7oz6o4nWnbpqROj6Sk9bbOPKsG3TC7VI67w/s332/images.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="152" data-original-width="332" height="147" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgs30p1kM10qLrK0U5LgqEMfHpqx-y7yc4wlLZvRtF0Vv4oh21_z-VBhYfzYQdxCTZeGOhXs6q5u1iwY4Z_lHI8wMzI4FWiD-TlN6vVybxfISFXEwBfK5SFDxfBvLWVFdNkESoEoKCwI8U9kvMkqg65bYI7oz6o4nWnbpqROj6Sk9bbOPKsG3TC7VI67w/s320/images.jpeg" width="320" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><br />Today the Wall Street Journal had a wonderful article about <a href="https://en.wikipedia.org/wiki/Frances_Hesselbein">the life of Frances Hesselbein</a>. Frances recently passed away at the age of 107. She was one of the country's great nonprofit leaders and a role model for all who aspire to success as leaders and managers. She was the CEO of the Girl Scouts of the USA where she brought the organization into the 20th century with new programs and initiatives that would aid girls in becoming successful business leaders not just homemakers. Management guru Peter Drucker was her role model. She invited Drucker to consult at the Girl Scouts which he did. Frances eventually left the Girl Scouts and became the founding head of the Peter F. Drucker Foundation for Nonprofit Management. Her good work resulted in the group changing its name to the Frances Hesselbein Leadership Forum.<p></p><p>We had the privilege of meeting Frances on several occasions. Her enthusiasm was infectious as was her thoughtfulness and kindness. She took pride in helping younger people with their careers. Her business prowess helped hundreds of nonprofits become financially stable. Her impact was the incalculable success helping those organizations achieve their missions of helping others. What a legacy! What a role model!</p><p><a href="https://inkspire.org/post/the-importance-of-role-models/-MAiDsDL728dR9ZnAXBq">Having a role model is important at any age</a>. It really comes in handy when you approach or are already in retirement. Ask yourself, who are the people you aspire to be like? Whose retirement activities represent what you would like to be doing? Perhaps it is someone who has ventured into a new retirement career, taken a part time job, taken on a volunteer role, or are completely devoted to the exploration of an interest or a hobby. Having a retirement role model is a great way to start you on a journey to a healthier, more active retirement. Staying active and committed to something in later years ends up extending those years and making them much more satisfying and fulfilling. In so doing you may become someone else's role model.</p><p>We may not have the long life opportunity that Frances enjoyed, but we can learn from her commitment to continuing to make a difference in the lives of others and in so doing made a difference in her own life. Her famous quote was, "The purpose of life to is love and be loved. In that order." Loving what you do is a step on that journey especially in later life. Now ask yourself, "Who's my role model?"</p><p><br /></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-74923284589701952942022-11-30T10:58:00.001-05:002022-12-04T00:52:45.513-05:00Find a Hobby at Hobby Lobby<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCmIyLGofGbmmfvDz9CLyC7T0HHb-qXQnGeHJTRp5_tOWI-4Dtp_7PI2z2EncYXrZu2WerfNzAEHMMaYVi-AbzwevwFHKh8hyhVBORw5LXhO9X_b6A3qniSBREbL6sGUdy_X0HePFgEDE9JRhT5yry7_HfRkY01KbfDwCL2VvrM2EVsJLR9-3NjMJXYQ/s300/Unknown.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="168" data-original-width="300" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCmIyLGofGbmmfvDz9CLyC7T0HHb-qXQnGeHJTRp5_tOWI-4Dtp_7PI2z2EncYXrZu2WerfNzAEHMMaYVi-AbzwevwFHKh8hyhVBORw5LXhO9X_b6A3qniSBREbL6sGUdy_X0HePFgEDE9JRhT5yry7_HfRkY01KbfDwCL2VvrM2EVsJLR9-3NjMJXYQ/s1600/Unknown.jpeg" width="300" /></a></div><p>Rick and I recently went to Hobby Lobby. It was my first time and Rick's second. We strolled the aisles looking at all the resources for people with a hobby. We laughed that if you didn't have a hobby when you walked in, you probably would when you left. Unfortunately, many retirees don't have hobbies or interests. We receive emails frequently from readers who lament the absence of a hobby or an interest in their life. They report that time drags. They are envious of their friends who can spend hours on end with their hobbies. The envy isn't misplaced. There are tremendous benefits to having a hobby: <a href="https://psycnet.apa.org/record/2020-90016-001">physical and mental.</a> </p><p></p><p>A recent article in the Wall Street Journal authored by Beth DeCarbo entitled <i><a href="https://www.wsj.com/articles/hobbies-in-retirement-11668191827?mod=Searchresults_pos2&page=1"><br />Why Hobbies Are So Important in Retirement</a> </i>highlights the benefits of having a hobby including improving the risks of cardiovascular disease, creating a new sense of identity, improved cognitive performance, creating a buffer against depression, and enhancing the feelings of productivity which leads to joy. Beth has interviewed numerous people who are examples of improving their lives through hobby.</p><p>It doesn't matter if you collect stamps, coins, old cars, matchbook covers or rare books. Travel, sport, cooking, etc. all fit the bill. They don't have to be expensive to be fun and fulfilling. What's important is the intention to be engaged in something that interests you and expands your thinking at this life stage. If you are having trouble finding a hobby, stroll Hobby Lobby or any other hobby emporium. Talk to others about their hobbies. There is plenty of information on the internet to get you thinking. As one reader said, "A new hobby made my life so much more enjoyable. I jump out of bed and look forward to the day." That's what we refer to as a REWIRED future!</p><p><br /></p><p><br /></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-79987524109379526482022-11-14T15:51:00.001-05:002022-11-14T15:51:59.669-05:00Using Your Brain <p><span></span></p><div class="separator" style="clear: both; font-size: large; text-align: center;"><span><a href="https://blogger.googleusercontent.com/img/a/AVvXsEixjM_0J75JdIpXzFtub4fblO1c5_yJi3UWcON5RrO5JuP7rpn_IwHZuumqc-0YCtkKm7CRCFpdgh_ZJ3fjlObFewlOttBcRQMa_rhmCPLgqkDcJryJnkXjbdlNeFpBHHjiJ6918cQhqswwJZ_JdLdWbGjpeT68OMWj-Ua6mOUzpaaA-Qfma-n55yyg6w" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="225" data-original-width="225" height="240" src="https://blogger.googleusercontent.com/img/a/AVvXsEixjM_0J75JdIpXzFtub4fblO1c5_yJi3UWcON5RrO5JuP7rpn_IwHZuumqc-0YCtkKm7CRCFpdgh_ZJ3fjlObFewlOttBcRQMa_rhmCPLgqkDcJryJnkXjbdlNeFpBHHjiJ6918cQhqswwJZ_JdLdWbGjpeT68OMWj-Ua6mOUzpaaA-Qfma-n55yyg6w" width="240" /></a></span></div><span><br /><span style="font-family: times;">Using the brain never stops. We have blogged about this frequently because it is so important. Incredulously, we still receive <span>comments from readers indicating that retirement signals the end of learning.</span><span> </span><span> </span><span>We were stunned to hear that intelligent people were viewing learning as having an end date. They were saying when I retire I can put my brain on permanent pause. In fact, continuous learning is one of life’s great joys. What most people aren’t aware of is the extreme positive impact that learning new things, getting new things(yes getting new things), seeing new sights, and experiencing new activities have on the brain.</span><span> </span><span> </span><span>It can slow memory loss, the onset of dementia, and keep individuals functioning a high level well into later life and old age.</span><span> </span><span> </span><span><a href="https://buffer.com/resources/novelty-and-the-brain-how-to-learn-more-and-improve-your-memory/">A recent article in Buffer.com that focuses on this topic should be mandatory reading for everyone not just retirees.</a></span><span> </span><span> </span><span>If you want to be a REWIREE, not just a retiree, read the article.</span></span></span><p></p><p class="MsoNormal" style="margin: 0in;"><span style="font-family: times;"><span>Learning, whether in a formal setting, taking an online course, or simply Googling something you didn’t know before stimulates part of the brain called the substantia nigra/ventral segmental area or SN/VTA. </span><span>It triggers the motivation center of the brain.</span><span> </span><span> </span><span>We learn and we get motivated.</span><span> </span><span> </span><span>We frequently meet retirees who are taking courses or embarking on travel learning.</span><span> </span><span> </span><span>They seem to be happy, engaged in life, have a broader social network, and a motivation to learn more.</span><span> </span><span> </span><span>Longevity is not a curse for them. It is a gift of time that permits these individuals to keep on learning and having more energy that stimulates and motivates them.</span><span> </span><span> </span><span>It is a fabulous cycle of learn, be motivated, learn more new things, be happy, etc.</span><span> </span><span> </span></span></p><p class="MsoNormal" style="margin: 0in;"><span><span style="font-family: times;"> </span></span></p><p class="MsoNormal" style="margin: 0in;"><span><span style="font-family: times;"><a href="http://www.allankarl.com/five-reasons-why-trying-something-new-will-change-your-life/?doing_wp_cron=1668456112.1921849250793457031250">Learning doesn’t have to be just academics. </a>You might want to learn a new sport, a new hobby, how to cook a different type of cuisine, how to sail, engage in a new fitness program, or learn how to finally master some of the programs installed on your computer. You can acquire new things. For example, a boat or a car you can work on or show off. How about buying furniture you need to assemble yourself? You pick it. <o:p></o:p></span></span></p><p class="MsoNormal" style="margin: 0in;"><span><span style="font-family: times;"> </span></span></p><p class="MsoNormal" style="margin: 0in;"><span><span style="font-family: times;">Keep learning, experiencing, and REWIRING. Remember you can REWIRE as often as you want. You and those who love you will be glad you did. </span><span style="font-family: Calibri, sans-serif;"><o:p></o:p></span></span></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-15145820087438612902022-10-27T13:09:00.001-05:002022-10-27T13:09:27.941-05:00Try Something New<p><span style="font-family: Helvetica; font-size: medium;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: Helvetica; font-size: medium;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiK06jc_JfHqY05qs8dkazdaFWP7ypE7cnLOkQZbPN3BBmBpsoxY55EPSQ65L_Y9C2yH11i9TLFXtLEthl_EwMj_bGkZDHIZaEBiEKE3eDFxmbJRlXMTffUqyFCjFIEnSggce-zShEogNqU127fDOw2wPz3_E3bHvmHDFn5FCsy87tBHk3r8soodDQXvQ/s297/Unknown.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="170" data-original-width="297" height="170" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiK06jc_JfHqY05qs8dkazdaFWP7ypE7cnLOkQZbPN3BBmBpsoxY55EPSQ65L_Y9C2yH11i9TLFXtLEthl_EwMj_bGkZDHIZaEBiEKE3eDFxmbJRlXMTffUqyFCjFIEnSggce-zShEogNqU127fDOw2wPz3_E3bHvmHDFn5FCsy87tBHk3r8soodDQXvQ/s1600/Unknown.jpeg" width="297" /></a></span></div><span style="font-family: helvetica;">We recently surveyed a group of retired individuals. We asked them how they would characterize their of levels of enjoyment in retirement. Many reported very positive feelings about this life phase. Some used the phrase, "I go to bed at night looking forward to waking up and doing something I enjoy."</span><p></p><p><span style="font-family: helvetica;"><span><a href="https://rtoero.ca/wondering-what-to-do-in-retirement-here-are-50-ideas/">The common thread for all these positive people was that they added something entirely new to their lives.</a> They began investigating activities, sports, and hobbies they had never participated in before. Their inquisitiveness was eventually rewarded. Most reported that it didn't happen overnight. Most tried something </span><span>and decided </span><span>it wasn't for them. They didn't stop there. They continued their exploration If there was a common theme it was that they were all willing to try, fail, and dare to discard, so they could move on to something else. Their secret sauce was persistence. </span></span></p><p><span style="font-family: helvetica;">Identifying the activity was just the start. The real catalyst was that they were willing to devote time to learning something new. They acknowledged to themselves they were beginners. They were unashamed to ask questions, try and fail, and try again. You could call it Retirement Bravery. </span></p><p><span style="font-family: helvetica;">The range of the groups new activities was extremely broad and included painting, writing, collecting, learning to play pickle ball, croquet, and golf or embracing a musical instrument. All we can say is that guitar sales must really be up! </span></p><p><span style="font-family: helvetica;"><a href="https://strategiesforinfluence.com/malcolm-gladwell-10000-hour-rule/">Futurist Malcom Gladwell says that in order to become really good at something you have to put ten thousand hours of practice into it</a>. At this stage, you may not have the ten thousand hours to put into whatever you choose to do. But the time you do devote to a the activity will garner a payoff in personal fulfillment. </span></p><p><span style="font-family: helvetica;"><span><span>The group also cautioned that in order to find the time to pursue the new interest, you may </span></span><span>have to say no to other things. You</span><span> may have to limit the other activities you already have in your life including spending as much time with family and friends.</span></span></p><div><span style="font-family: helvetica;">Time passes quickly. Wouldn't you like to do something that gives you joy?</span></div><br class="Apple-interchange-newline" />Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-12557451349992484522022-09-02T11:41:00.000-06:002022-09-02T11:41:16.627-06:00Laboring On<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMu8XJlc8tyciZT8RYVF57Iaugtn9U9iJLZZeZyOnuhX4uRYkMVT6jlgCBEPQ0rJ9vbtdYUeHaqO6DByS5a0_cWWLpaZ4zDQ3-2hZZzBPeevYhZUC3IA9m2Led0LvTO3SwJLHr4EKN3iDL_TT0ZUvTjo5M6f_4x8a-e2c66AqMgr84AZVCh4ASXCo2SQ/s300/Unknown.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="168" data-original-width="300" height="168" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMu8XJlc8tyciZT8RYVF57Iaugtn9U9iJLZZeZyOnuhX4uRYkMVT6jlgCBEPQ0rJ9vbtdYUeHaqO6DByS5a0_cWWLpaZ4zDQ3-2hZZzBPeevYhZUC3IA9m2Led0LvTO3SwJLHr4EKN3iDL_TT0ZUvTjo5M6f_4x8a-e2c66AqMgr84AZVCh4ASXCo2SQ/s1600/Unknown.jpeg" width="300" /></a></div><span style="font-family: "Times New Roman", serif;"><p><span style="font-family: "Times New Roman", serif;"><br /></span></p>Labor Day is here. It is the 128</span><sup style="font-family: "Times New Roman", serif;">th</sup><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;">anniversary of the Federal holiday first celebrated in 1894.</span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;">Where did the summer go?</span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;">It seems we ask ourselves that question every year.</span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;"> </span><span style="font-family: "Times New Roman", serif;">Labor Day is an important annual marker signaling the end of summer, the start of the school year for many, and the advent of autumn. Halloween, Thanksgiving and Christmas are just around the corner.</span><span style="font-family: "Times New Roman", serif;"> <br /></span><p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">There has been quite a lot of activity around work since Covid struck in 2020. New movements along the way include the Great Resignation when people began reassessing their employment choices and commitments and decided to take a break from work. Some have made their choices permanent. Others have re-entered the workforce in higher paying jobs, new careers or gone back to school for additional credentials. <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"><a href="https://www.nytimes.com/2022/08/23/style/quiet-quitting-tiktok.html">Quiet Quitting is also very new trend</a>. This occurs when people who are employed decide to do the minimum required to maintain a paycheck. For them long work hours, employer access to them 24/7, and going the extra mile are a thing of the past. Their co-workers are none too happy with them because the work still needs get done. Personal relations at work get strained to put it mildly. With such low unemployment numbers, employers are reluctant to fire people when it is so hard to replace them. <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">Working remotely is here to stay. It doesn’t have to be working from home. It could be from a Starbuck’s, on a couch at the local shopping mall (we have witnessed this), from a beach house, or even another country. Eliminating a commute is a tasty benefit. Technology has given workers leverage they never had before. Some employers are demanding workers return to the office. Let’s see how that works out. With over 8 million jobs waiting to be filled, workers have choices and can often call the shots. <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"><a href="https://www.kiplinger.com/retirement/604989/the-retirees-guide-to-going-back-to-work">The other trend is Un-retirement, where retirees of all ages </a>are leaving leisure behind and returning to the workforce. Inflation has a way of galvanizing people to want to work. So does boredom. After all, with longevity you can be retired longer than you were in the workforce. Scary thought. The greatest number of people over the age of 65 are now in the workforce and more are joining daily.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif;">For all workers who are thinking about retirement or are already in it, remember: You Retire From something and you REWIRE to something which just might include a new job. If you decide to go back to work part-time, full-time, start a new career, or volunteer you will have plenty of company.<b> HAPPY LABOR DAY. </b><o:p></o:p></span></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-8265550473686765072022-07-26T11:29:00.002-06:002022-07-26T11:32:49.468-06:00Bored in Retirement?<p><span style="font-family: "Times New Roman", serif;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: "Times New Roman", serif;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixcJPswVzf7cu_N4XeXRFSSPqMnhIsEcJRl_WwSol_djIRy3QzIUzZkswNyY_84zB5K0zZue7lTbnZmR0L86_svwkLne0c8hsRStw0ptxRWTxIgIJyyxwlz7zJNLShqtdnE6b16CsHe-KAmTCOkojTa7FeHXlCsUHWd3dna5CViiUbVxVvtezL7kVzZg/s210/retired-and-bored-68267.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="154" data-original-width="210" height="154" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixcJPswVzf7cu_N4XeXRFSSPqMnhIsEcJRl_WwSol_djIRy3QzIUzZkswNyY_84zB5K0zZue7lTbnZmR0L86_svwkLne0c8hsRStw0ptxRWTxIgIJyyxwlz7zJNLShqtdnE6b16CsHe-KAmTCOkojTa7FeHXlCsUHWd3dna5CViiUbVxVvtezL7kVzZg/s1600/retired-and-bored-68267.png" width="210" /></a></span></div><span style="font-family: "Times New Roman", serif;"><br /><span style="font-size: medium;">There is nothing easy about the future…especially retirement which has been portrayed as the antidote for work.</span></span><span style="font-family: "Times New Roman", serif; font-size: medium;"> We have been getting quite a few calls and emails lately from individuals regarding the challenges they are having in retirement. We did research to identify the main causes of their dissatisfaction. Almost sixty-five percent of the retirees we spoke with admitted that <a href="https://retirementtipsandtricks.com/things-to-do-when-youre-retired-and-bored/">they were either very or somewhat bored</a>. We also interviewed pre-retirees to see what concerns, if any, they were having about entering retirement. They often cited their fear of being bored or even worse becoming boring.</span><p></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif; font-size: medium;">There is no easy formula for living a fulfilled future, but proven ingredients that help are having interests and <a href="https://www.midliferambler.com/find-a-hobby/">hobbies</a> in your pre-retirement life. Those activities almost guarantee a smoother entry into retirement and continued enjoyment into the future. Remember, you have been programmed to work. You may still have days that unsettle you. If you can't put your finger on it, perhaps it is just work withdrawl. <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif; font-size: medium;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif; font-size: medium;">If you don’t have an interest or hobby to pursue, start looking for one or two or three. Try them out. If you don’t get traction with one, discard it and try another. If you are having trouble, ask yourself what you were interested in as a teen? You would be surprised how many retirees have embraced hobbies they had as a kid but abandoned for some reason. Maybe it’s time to take them up again.<o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif; font-size: medium;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: "Times New Roman", serif; font-size: medium;">It is up to you to make life interesting. As one retiree put it, “Nothing happens if you don’t make it happen.” <o:p></o:p></span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: Helvetica; font-size: medium;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><span style="font-family: Helvetica; font-size: 9pt;"> </span></p><p class="MsoNormal" style="font-family: Calibri, sans-serif; margin: 0in;"><o:p> </o:p></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-63722349197784098212022-06-15T12:28:00.000-06:002022-06-15T12:28:33.912-06:00What Makes You Smile?<p><span style="font-family: Helvetica; font-size: 18px;"></span></p><div class="separator" style="clear: both; text-align: center;"></div><span style="font-family: Helvetica; font-size: 18px;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwwjXU6SlENlphSjResaxMNP1xuhK662oD5OeqN-boFejwbV_0Q3Ieao0yxUwi5EdErRp4PAHhDq1RtMZ7GeOSyoXGG4V4dpVpQuBk1hvFUoTfxK-f751Ezj-PNOqt0nKC_gGRN-y7Vmraic4ou1iymjuwOimLwGkdh8sEQRoKEf3ghLIGMlLWVMs1AQ/s255/Unknown.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="255" data-original-width="198" height="255" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwwjXU6SlENlphSjResaxMNP1xuhK662oD5OeqN-boFejwbV_0Q3Ieao0yxUwi5EdErRp4PAHhDq1RtMZ7GeOSyoXGG4V4dpVpQuBk1hvFUoTfxK-f751Ezj-PNOqt0nKC_gGRN-y7Vmraic4ou1iymjuwOimLwGkdh8sEQRoKEf3ghLIGMlLWVMs1AQ/s1600/Unknown.png" width="198" /></a></div><br />The impact of 2020 was isolation. 2021 was about disbelief and anxiety. 2022 has been a mix of frustration, readjustment, acceptance and the arrival of a new normal accompanied by financial stress. It's a good time to step back and do some reassessment.<br /></span><p></p><p><span style="font-family: Helvetica; font-size: 18px;">Many of us are asking ourselves, "What can I do for myself to make my life better? </span><span style="font-family: Helvetica; font-size: medium;">Do I want to make my life bigger or smaller?" Bigger isn't always better. Is doing more really better? Some of our readers and friends have pulled back and are doing less. They have become more focused on self and understanding what really turns them on.</span></p><div style="font-family: Helvetica; font-size: 18px;">We're hearing people say <a href="https://www.verywellmind.com/how-to-cope-with-fomo-4174664">they no longer suffer from FOMO, the fear of missing out</a>. They often see their friends chasing after “stuff, and the "stuff" never seems to be make them any happier. The enlightened have decided to only chase after things that they know will deliver on the promise of happiness. </div><div style="font-family: Helvetica; font-size: 18px;"><br /></div><div style="font-family: Helvetica; font-size: 18px;">Do you know what turns you on? You might be surprised once you take the time to look inside yourself. Readers have told us that a great way to identify what makes them happy is by looking at the photos on their phones. Most of us rarely go back and look at them. It is a lost opportunity. <a href="https://www.psychologytoday.com/us/blog/think-act-be/201908/how-tell-whats-really-important-you">When you look at a photo and it makes you smile, try to capture what it is about the memory that creates the positive feeling you get when you view it.</a> It can be an important clue to understanding what you can do now or in the future that will provoke happiness.</div><div style="font-family: Helvetica; font-size: 18px;"><br /></div><div style="font-family: Helvetica; font-size: 18px;">Several of our friends who are heavy into the performance arts, have stopped going to as many performances, and have stopped buying a lot of tickets. They might go to an outstanding performance they have waited for, but they will no longer go to just anything. Someone said, “My husband and I have a sexier time together live streaming than being at the theater!” Watching streaming shows with friends has also taken off. It is about the shared experience, not just the experience itself.</div><div style="font-family: Helvetica; font-size: 18px;"><br /></div><div style="font-family: Helvetica; font-size: 18px;">Relationships today are more important than anything. Nurturing them is time well spent on the road to happiness.</div>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-14931659486788582172022-05-26T16:27:00.000-06:002022-05-26T16:27:06.949-06:00The Unretirement Trend<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigBM_ovf6pcEdwkDwFAMFvBZoKAhC3rsXZaTGFs8vGVum25Z70cdqpkr2h058o-2Wa81xm3EbTCwucn7p30jG5t6orMxIsTEt3rDjs4PTQ2Vmyhg8uhWX8XR2F0U8wMDu-8Cbm0CxxxnkiC8ti4ygnQlUTEO_CvC2Mylc9lcXPNegY58F51KpAyLKwqg/s259/images.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="259" data-original-width="194" height="259" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEigBM_ovf6pcEdwkDwFAMFvBZoKAhC3rsXZaTGFs8vGVum25Z70cdqpkr2h058o-2Wa81xm3EbTCwucn7p30jG5t6orMxIsTEt3rDjs4PTQ2Vmyhg8uhWX8XR2F0U8wMDu-8Cbm0CxxxnkiC8ti4ygnQlUTEO_CvC2Mylc9lcXPNegY58F51KpAyLKwqg/s1600/images.jpeg" width="194" /></a></div><br />Our readers have reported that they and many of their friends have decided <a href="https://www.cnbc.com/2022/05/05/unretirement-is-becoming-a-hot-new-trend-in-the-sizzling-us-labor-market.html">to exit retirement and go back to work. </a>The reasons they give are varied. Some found out that the money they thought they had to live on wasn't enough to maintain their lifestyle. Others have been feeling the effects of inflation which is approaching double digits. The concern that it will get worse has propelled them to dust of their resumes and start looking. Some are going back to the familiar work they always did and others want a new challenge. They want to try working at something they never did before. The job market needs workers so opportunities are plentiful for both.<p></p><p>A<a href="https://www.aarp.org/money/budgeting-saving/info-05-2012/adult-kids-move-home.html">dult children moving back home with their parents has also created the need for additional income</a>. In some cases they come with grandchildren. As one retiree put it, "I planned diligently for our retirement. Everything was in place. We had enough to last us for a very long time. I never planned on my daughter getting divorced and moving back home. Now she lives with us and so do our two grandchildren. I thought college tuition bills were behind me. I need to go back to work so I can educate those kids."</p><p>There is another group of retirees that focused so much of their time on work, they never made time to develop an interest or delve into a hobby. While it's never too late to start, many people are impatient. They would rather go back to work than spend the time test marketing a new hobby. </p><p>Whatever the reason unretirement is a new and growing trend. So if you are thinking about it, you are definitely not alone.</p><p><br /></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-83158376222498340262022-05-05T05:31:00.000-06:002022-05-05T05:31:40.815-06:00The Importance of Saying NO<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgj2RHmme6yH580aQ9W7RIOQtMZNeS5utxX05cnFm5RWC-gUU6WR2Duf5UR_8JtJPcLWTjOCJBLMogR3_449c82zoEKj0Az8O0JyK8Zcww-2DBLNBS-8kcvb7YCjdqGb2bHr8CTETPWNUxlN4cRuFaNAivsJ8BC6oV28DMU4kPt8AAkYKT2aJajXMoVig/s275/images.jpeg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="183" data-original-width="275" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgj2RHmme6yH580aQ9W7RIOQtMZNeS5utxX05cnFm5RWC-gUU6WR2Duf5UR_8JtJPcLWTjOCJBLMogR3_449c82zoEKj0Az8O0JyK8Zcww-2DBLNBS-8kcvb7YCjdqGb2bHr8CTETPWNUxlN4cRuFaNAivsJ8BC6oV28DMU4kPt8AAkYKT2aJajXMoVig/s1600/images.jpeg" width="275" /></a></div><p>Recently Elizabeth Bernstein wrote a<a href="https://www.wsj.com/articles/the-ultimate-self-care-strategy-saying-no-11651529315?mod=Searchresults_pos1&page=1">n article featured in the Wall Street Journal</a> on the importance of being able to say NO to the demands and pleas of others. The article Elizabeth wrote should be mandatory reading for everyone. Her premise is that people often say yes to things when it is to their detriment. Haven't we all from time to time said yes to some request that we regret? </p><p>We often are asked by our readers how they can gracefully decline a request. Many are already retired so the request is often made on the basis of "you're retired, you have the time." That may be true, but our time is our own. It is a valuable asset that once lost cannot be regained. Prioritizing how we spend our time is the only way to make sure we are using time to our own benefit and to causes we really believe in.</p><p>Sometimes the priority is to give time away to a person or organization we believe in and want to help. That is using time wisely and falls into the "time well spent" category. B<a href="https://tinybuddha.com/blog/stop-saying-yes-want-say-no/">ut saying "yes" to something because we are afraid to turn the person or organization down is a self-inflicted injury.</a> Fear that they won't like us anymore or be angry because we rejected their request is not a good reason to say YES. </p><p>Learning to say NO is as important as saying YES. Her article contains a great line that in effect says that "NO is a complete sentence." Remember that the next time you are asked for something that you really don't want to or can't do. </p><p><br /></p><p><br /></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0tag:blogger.com,1999:blog-3377623682617930085.post-70583722364108801082022-04-20T10:15:00.000-06:002022-04-20T10:15:24.669-06:00The Gift of Time<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhAPybzfGmCvywoehjpYmXVnQOJF1aNq27YZSm_I5Is7eCZHE-mW0g8GJ2ELJ3lixgeN681prduhsCADGlC0Bu6BoIzTityci0MK8LdbTbj9tzmQRI7Uw2VQJSr2dhWt2N4NY0f8NDqSaV5McDCmmBB14oQpde3YwYN4H1WimgP1v2JQpDb-vjFcJbMTg/s275/Unknown.jpeg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="183" data-original-width="275" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhAPybzfGmCvywoehjpYmXVnQOJF1aNq27YZSm_I5Is7eCZHE-mW0g8GJ2ELJ3lixgeN681prduhsCADGlC0Bu6BoIzTityci0MK8LdbTbj9tzmQRI7Uw2VQJSr2dhWt2N4NY0f8NDqSaV5McDCmmBB14oQpde3YwYN4H1WimgP1v2JQpDb-vjFcJbMTg/s1600/Unknown.jpeg" width="275" /></a></div><br />Longevity is a reality today. Current retirees as a whole have so much more time ahead of them than our parents and grandparents did in their retirements. Not only do we have more time, the time we have for many of us is accompanied by better health. Physically we will be able to participate in many activities at later ages that 50 years ago would have been unthinkable.<p></p><p><a href="https://www.artsjournal.com/herman/2022/04/time-travels-when-a-poet-clocks-more-than-the-hours.html">Now that we're coming out of Covid many of us are looking forward to making up for lost time.</a> Our lives were put on an unexpected hold. However, we continued to age. Covid postponements have affected almost everyone. Before we rush out to pursue those postponements, it's a good time to re-evaluate how we want to spend our time. We want to use that gift wisely.</p><p>The American Time Use Survey conducted right before Covid struck showed that retirees have over seven hours of leisure time each day. How they use that time is concerning. <a href="https://money.usnews.com/money/retirement/slideshows/12-ways-retirees-spend-their-newfound-free-time">The Study revealed that much of the gain has become devoted to lingering over daily activities and watching television. </a>Watching television especially the news only provokes anxiety and with a 24 hour news cycle that's a lot of potential for anxiety and wasted time.</p><p>A large portion of our readers have told us that they have used their time well during the last two years. Many spent time taking up a new hobby or expanding on an existing one. Others committed to continuously learning new subjects. Some used their time incorporating some form of exercise into their daily schedule. Volunteering was also cited as a good time investment. Helping others is time that benefits the helper, too. Most of us want to get the best return for the time we invest regardless of the activity. A good way to maximize the use of time is to ask yourself in advance, what fulfillment will I get from the time I am about to spend. However you decide to spend your time, make it count.</p><p> </p><p><br /></p><p><br /></p><p><br /></p>Jeri Sedlarhttp://www.blogger.com/profile/01130817095859275555noreply@blogger.com0